F.A.Q.

Frequently Asked Questions
I’m Considering a Cash Advance Loan. Are you a Lender Yourself?
How does a cash advance work?
How do I qualify?
What amount of cash can I receive?
How much does it cost?
When does my money arrive?
What is the repayment schedule?
My Application has Already been Submitted Online
I don’t have a printer and I want to print a copy of my loan documents. Can I get my documents another way?
Am I able to reprint my loan documents?
I Have Received My Cash Loan
Will I be able to extend my repayment if necessary?

Are you a Lender?
The question is if Cashloanscountry.com is a loan lender. The answer is “No”. We do not act as a lender at any time. However, we work with many lenders and will let them compete for your business. You submit an application and the lenders will then review and make you an offer (or decline to make you an offer if minimum requirements are not met). All this happens automatically and within maybe 60 seconds after you have submitted your application. We just provide the frontend (so that you can apply) and then refer you to one of exclusively selected lenders.

How does a cash advance loan work?
Put simply, a cash advance is a temporary loan to make emergency cash available to you when you really need it. Usually, this will be shortly before your next paycheck arrives. It’s easy to apply — the process take two minutes. The beauty of applying online means there’s no faxing required. All you have to do is speak with the loan agent of a lender that participates in the program and your cash should be scheduled to arrive quickly — often on the next business day.

How do I qualify?
Your credit rating and score will not affect your application in any way. The vast majority of lenders have these simple and easy-to-meet qualification requirements:
You are employed or have a regular source of income
Your monthly income is more than $800
You are a U.S. citizen older than the age of 18
You have a valid checking account.
Keep in mind that other requirements may apply depending on the lender.
Keep in mind that bounced checks, bankruptcy and other bad credit situations will not affect your application if you meet the requirements above. Remember … any credit type can qualify, including bounced checks and charge-offs.

What amount of cash can I receive?
A variety of considerations — including your job status, income and individual lender — determine the amount. You’ll see how much you qualify for following completion of a two-minute-long application.

How much does it cost?
The cost is based on criteria from your individual lender and other factors like how you’ve managed your financial obligations in the past. A cash advance is designed to help you out when you need money fast to meet your obligations due to circumstances like family emergencies, unexpected auto or medical bills, or other unforeseen negative financial circumstances.

Bear in mind that your fees on the loan are a favorable alternative to bounced check fees, bank penalties and overdraft charges from not meeting your cash obligations. The exact fee amounts are determined by the information you provide on your application.

When does my money arrive?
Often it arrives lightning fast! After your application is submitted and a lender contacts you to verify your information, you can receive your loan in as little as one business day later. Often your cash can arrive in your bank account the next business day with no obligation to repay until your next paycheck.

What is the repayment schedule?
Your minimum payment will be automatically deducted from your bank account so you can get cash when you need it and repay any amount past the minimum at your convenience. If you’re short of the entire amount on your payday, just contact your lender. Simply notify your lender when you are ready to pay in full, and your loan plus fees will be deducted from your bank account by the lender.

I don’t have a printer and I want to print a copy of my loan documents. Can I get my documents another way?
If you don’t have an accessible printer, you can receive your document in a number of formats.
By fax from your lender to any number you specify
By email from your lender to any email address that you like
By fax to your local Kinkos or other public area with the capacity to receive incoming faxes
Your lender’s representative will be able to make these special arrangements for you easily.

Am I able to reprint my loan documents?
At all points during the lending process, you can reprint your loan documents. When the process is over, you can contact your lender directly to have your loan documents reprinted.

Will I be able to extend my repayment if necessary?
It’s best to contact your lender about payment extensions, but they are generally available throughout the lending industry.