What are the requirements for a Cash Advance or Payday loan?

We hear these questions quite often and the following always applies. The minimum requirements for a payday loan are:

• You must be at least 18 years of age
• Have a job (or other regular source of income)
• You must have an active open bank account (checking account)
• You must have a permanent residence (apartment or house)

To be approved for a cash loan, you will need to meet the requirements of each specific lender with whom you are connected. Each lender will carefully evaluate your application and determine whether you meet the lender’s own set of approval criteria. Factors that come into play are things such as income, direct deposit of your pay, past payday loan history and the state where you live. All these items may affect the approval of your loan and/or how much you can borrow.

When/if your application is accepted by a lender, the lender will contact you directly and ask for additional information as needed in order to make the final approval of the application.

In order to optimizing your chances of getting approved with a lender for the cash loan amount of your choice, please be sure to fill out our application with honest and verifiable information. For example, entering a cell phone number as your home phone instead of the actual home phone number makes it very difficult to verify your information and most lenders will not accept applications that cannot be verified. We try our best to find a lender for you, but unfortunately there is no guarantee that your loan application will be accepted by a Payday Loan Lender.

Please try our no obligation Payday Loan Application here.